Richest People in Indonesia Bakrie Replace Position

Jumat, 16 Januari 2009

If the first Aburizal Bakrie occupied the first rank as the richest person in Indonesia, now the ranking has been occupied by Sukanto Tanoto, and down to make Bakrie was ranked ninth. The survey comes from Forbes Asia magazine, which states that net wealth has declined 54 percent to drastic, including commodity prices and the dollar continues to weaken.

Sukanto Tanoto, a conglomerate and miliarder, as well as the owner of the Raja Garuda Mas Group, which the authorities pulp and paper industry, construction, palm oil and Asian Agri. Sukanto Tanoto, who was at the top of the Forbes list of rich people in Asia in 2006, this year get a degree as the richest man in Indonesia with a net wealth $ 2 billion, the actual value down about 57% from a year ago was U.S. $ 4.7 billion.

Meanwhile, Aburizal Bakrie only get a wealth of U.S. $ 850 million, with the value of the property Bakrie anjlok more than U.S. $ 4.5 billion from U.S. $ 5.4 billion in 2007. This is because many families Bakrie company shares have fallen about 90% as the banker terulangnya worry 1997-1998 financial crisis and does not want to risk on loans to a business group Bakrie worth billions of rupiah.


If Sukanto Tanoto or better known by the name of China, Chen Jianghe, ranked in the top richest people in Indonesia, then ranked second and third place respectively by Hartono brothers, R. Budi and Michael, who became boss the second-largest cigarette producer in Indonesia, Djarum. Here is a list of rich people in Indonesia, which is calculated from kekayaannya stock prices and exchange rates at the end of November 2008.

2008, China's Car Sales Rise

Selasa, 13 Januari 2009

Sales of motor vehicles in China rose about 8% to 9.4 million units in 2008, less than half of the growth rate a year earlier, the industry group, said Monday.

Demand for cars has been hit by weakening global economy and a review for 2009 remain weak, so the People's Daily reported, quoted Hu Maoyuan, leaders of China Car Manufacturing Association.

The growth rate for sales in 2008 following a 21.8% expansion in 2007, the appeal of the previous year, according to previous reports.

"In 2008, China's car market showed a decrease in the midst of global financial crisis," said Hu, who also heads China's leading car industry, Shanghai Automotive Industry Corporation.

For the first 11 months in 2008, vehicle sales rose 8.5% in the previous year appeal to be 8.6 million units. In November alone, car sales down 14.6% in the appeal years ago.

Local media reported that China will announce the various steps in the stimulus first quarter 2009 to encourage the growth of the car sector in the range 10% each year occur during the weakening global economy

*kapanlagi.com

March, Oil Production Bakal trimmed More

OPEC will likely decide to cut production again in the upcoming meeting in March if oil prices continue to go down, Iran's representative for the Organization The State Oil (OPEC) states Sunday (11 / 1).

OPEC agreed months ago to reduce the production of 2.2 million barrels per day (BPD), to record a decline this far.

With the reduction, it has been since September OPEC output cut of 4.2 million BPD, or as much as 5% of global oil supply.

"If oil prices continue to go down, cutting production in March 2009 that it is not impossible," said Iran's OPEC Governor, Mohammad Khatibi, told the Iranian oil ministry internet Shana.

Oil prices down 2% to below U.S. $ 41 per barrel, Friday, after data showed a large increase in the number of unemployment in the U.S. economic prospects mempersuram world's largest consumer of oil.

Anjlok price of oil has more than U.S. $ 100 from the record high of U.S. $ 147 per barrel in July last year, following a weakening global economy that hit oil demand

*kapanlagi.com

OVERVIEW SYARIAH BANKING IN INDONESIA

Sabtu, 03 Januari 2009

The development of sharia banking system in Indonesia is done in the framework of dual-banking system or the dual banking system in the framework Indonesian Banking Architecture (API), to present an alternative banking services that the people of Indonesia to the full. Collectively, the banking system and sharia banking in conventional synergistic mobilization of public funds to support more widely to improve financing for the sectors national economy.

Characteristics of the banking system that operates according to sharia principles for the banking system to provide an alternative to the mutual benefit for the community and the bank, and show aspects of justice in the deal, the ethical investment, the values of togetherness and brotherhood in to produce, and avoid speculative activities in the financial deal . By providing a variety of products and banking services with a variety of financial schemes that more bervariatif, sharia banking to become an alternative to the banking system is credible and can dinimati by all the people of Indonesia without exception.

In the context of macro economic management, spread the use of various products and financial instruments will be able to paste sharia relationship between the financial sector with the real sector and create harmony between the two in the sector. The expansion of products and instruments sharia will support activities in addition to financial and business community will also reduce the transactions that are speculative, so that support the financial system stability as a whole, which in turn will provide a significant contribution towards achieving the medium-term price stability, long-term.

Has been with The implementation of Law No.21 Year 2008 on Banking Sharia that on 16 July 2008, the development of the banking industry has the national sharia law the basis of adequate and will encourage more rapid growth again. With the impressive progress of its development, which reached an average growth of assets, more than 65% pertahun in the last five years, the expected role of sharia banking industry in supporting national economy will be more significant

*bi.go.id

NEVER TOO MUCH MONEY SAVING "INVESTASI"

save money in the form of cash in savings or deposit money so that you have idak continue to diminish in value and time consumed inflation even though the value of your money grows from time to time.

The amount of savings is in the book because you restrict too much money you timbun the loss because your interest in the bank less than the level of inflation so that in the long time the more money you will be small in value.

A good way out is to invest in something that can benefit many people, such as opening a business that provides many job opportunities for others. Than we do on the investment property, play forex / foreign exchange, deposits, shares, and so we better make you believe kuasai and will provide great benefits.

Pleased to see other people happy is the core of everything. There is an inner satisfaction when people are apart pekerjakan our happy life. Share with fellow human beings with money than we have.

ELIMINATE EMOTIONAL MOMENT LAVISH LIFESTYLE

Credit card is one source of potential disaster is huge. With credit cards you can do one wishes that the expenditure is not necessary and you tersadar debt with a twist throttle nerves in the neck which has been all over and always regret coming to the end. The debt collector / Biller debt will be happy with your life meneror and even family friends, neighbors, friends office, boss, etc.. We recommend using a debit card / atm card but wisely.

Live a simple key to happiness is. Life is too gelamor, full of prestige, ostentatious wealth, adored, praised happy people, and so will only be upon you on the ignorance and poverty in the future. Be oang a low profile / low self but if other people know you are in fact the person that will eat-terkagum amazed.

When you're having a lot of luck, so then you do not dissipate as living standards improve dramatically, like the round, like help / help others to get a compliment, etc.. When someone is being successful penghasilkan get him a major general, will increase so that the expenditure pattern of consumption will increase to take part.

Before buying something you should think there are millions of times so that you do not regret later. For example, there is a special offer items that look so expensive, so cheap you have to ask whether the goods will continue to use you in the long term? and whether the value of the product far more than the price?. Sometimes we realize after the fact we did not buy the ongoing darena use fast bored or are not important.

LIFE IS PLANNING

Tips / How To Save / Saving Money In the Bank of Investment and Business For The Future Bahagia
Fri, 30/05/2008 - 12:33 am - godam64

Saving habits have already clearly very useful for our future. Saving is to deposit money that can be used in the future if necessary. The more money that ditabung then the better. There is a saying that "thrifty rich base", this means if we diligently save money and live a simple and not excessive in the end we will be able to enjoy the results beatify.

Do not forget that there is limit to save. Bayarlah tax and charity obligations before you save some money and practice of worship for us to be more happy in the life of the next life.

Familiarize oneself from small saving will be able to establish prudence, thinking far ahead, not selfish, patient, and so forth. Therefore if we have children, then bring our children to become the reservoir of top-flight. But avoid excessive or scanty concerns on the perception of the future needs of the negative so that we do not have to be people who are stingy or tight-fisted.

Here are some tips to save money that may be useful for you:

1. Saving Bank in the Trusted

Menabunglah money in the bank so that we always keep safe from the criminals. Saving in the bank may give us an interest rate of profit for banks or businesses because the money we setorkan be used for investment banks.

We recommend that you save in a few different banks if the amount of money you enough in the bank bonafid that money is not lost if you suddenly dilikuidasi bank or conduct follow-deception. By saving in a different bank then you can still do a transaction when a bank are experiencing.

2. Save your small change is Not Used

While many have some small change should you store in a place safe from the hands of ignorant ignorant including your own. When the number is much you can put it to a bank account or keep your store. Forget the small change as if they do not exist or they are just not useful things that you do not tertaris to membelanjakannya.

You can start with the new hobby of collecting small change, such as duck uncle gober where you can get the satisfaction of mind when I saw the money-money that kayanya and how you feel. But not many in number-many. When necessary, and sudden-death, the money can be used without having to borrow from the others, go to the atm machine, mengantri in the bank, waiting to pay, and others.

3. Never Too Much Money Saving ---> Investment

Batasilah save money in the form of cash in savings or deposit money so that you have idak continue to diminish in value and time consumed inflation even though the value of your money grows from time to time.

The amount of savings is in the book because you restrict too much money you timbun the loss because your interest in the bank less than the level of inflation so that in the long time the more money you will be small in value.

A good way out is to invest in something that can benefit many people, such as opening a business that provides many job opportunities for others. Than we do on the investment property, play forex / foreign exchange, deposits, shares, and so we better make you believe kuasai and will provide great benefits.

Pleased to see other people happy is the core of everything. There is an inner satisfaction when people are apart pekerjakan our happy life. Share with fellow human beings with money than we have.

4. Eliminate emotional moment, lavish lifestyle and your Gengsi

Credit card is one source of potential disaster is huge. With credit cards you can do one wishes that the expenditure is not necessary and you tersadar debt with a twist throttle nerves in the neck which has been all over and always regret coming to the end. The debt collector / Biller debt will be happy with your life meneror and even family friends, neighbors, friends office, boss, etc.. We recommend using a debit card / atm card but wisely.

Live a simple key to happiness is. Life is too gelamor, full of prestige, ostentatious wealth, adored, praised happy people, and so will only be upon you on the ignorance and poverty in the future. Be oang a low profile / low self but if other people know you are in fact the person that will eat-terkagum amazed.

When you're having a lot of luck, so then you do not dissipate as living standards improve dramatically, like the round, like help / help others to get a compliment, etc.. When someone is being successful penghasilkan get him a major general, will increase so that the expenditure pattern of consumption will increase to take part.

Before buying something you should think there are millions of times so that you do not regret later. For example, there is a special offer items that look so expensive, so cheap you have to ask whether the goods will continue to use you in the long term? and whether the value of the product far more than the price?. Sometimes we realize after the fact we did not buy the ongoing darena use fast bored or are not important.

5. Life is planning to do Matang

Make stages in your life and the play value of the money needed to menggapainya such as for school, college, find a job, get married, buy a vehicle, treatment, children's school fees, the cost of food, recreation, open a business and so forth. That way you will be wise in their spending after know how much money you need later.

If you can skip all that in the future you will be happy where you have been through the stages of life with both your retirement and have a business that can be relied upon even if you do not participate in the intervention.

So where would select? The future of misery or happiness of the future?